Meet the Team

Allan W. Moskowitz CFP® AIF®, Principal

Allan has over 30 years of experience in the financial services industry, and has been interested in environmental and social justice since the beginning.  Allan, always a pioneer and early adopter, transitioned from the alternative medical field and moved to the Bay Area with his wife in 1997 to focus more on Sustainable Responsible Impact (SRI)/ESG Investing as a Certified Financial Planner well before SRI/ESG became popular. You may think it's unusual to transition from health care to financial planning, but we see it as just another way to help you align your values with your financial and overall health, and to help you make a real difference with your money.

Our interest in Sustainable Responsible Impact (SRI) investing started in the 60's with the realization that the power our investments have to change the world. Ending Apartheid in South Africa was aided in large part by the SRI community collaborating with the social justice and divestment movement. At this time, we need to provide higher impact to reverse systemic racism, injustice, and environmental disruption.

Allan was recipient of the "Keeper of the Flame" award from First Affirmative Financial Network in 2008-2009.Allan enjoys his family and friends, nature, the outdoors, organic gardening, playing music, and having a positive impact in the world that we all share. Allan previously taught and coordinated classes for at-risk youth in the Richmond area for Guitars Not Guns, and has offered pro-bono financial planning through the Financial Planning Association for many years.

Allan has earned the designations CERTIFIED FINANCIAL PLANNER, CFP®, licensee, and ACCREDITED INVESTMENT FIDUCIARY, AIF®, is a professional member of First Affirmative Financial Network (FAFN), member of the US-SIF-Sustainable Investment Forum, National Association of Personal Financial Advisors (NAPFA) and member of the Financial Planning Association (FPA).

 

Kimberly Terry, CFP®, AIF®, Advisor

Kimberly Terry, CFP®, AIF® is an advisor at Transformative Wealth Management, LLC. 

Kim has earned the designations CERTIFIED FINANCIAL PLANNER, CFP®, licensee, and ACCREDITED INVESTMENT FIDUCIARY, AIF®, is a professional member of First Affirmative Financial Network (FAFN), member of the US-SIF-Sustainable Investment Forum.

Julie C. Wyrick, CSRIC®

Julie C. Wyrick, CSRIC® is a Chartered SRI Counselor™ and works as a Client Services and Sustainable Investment Associate at Transformative Wealth Management, LLC.

Julie brings a wealth of experience in Environmental, Social and Governance topics from her work as a sustainability reporting consultant. Julie is proud to have meaningfully contributed to the start, development, and evolution of a plethora of sustainable initiatives within many popular Fortune 100 and Fortune 500 companies across a variety of industries.

Now, through finance, she empowers and educates organizations and individuals on how to embrace their values and create meaningful positive impacts on society and the environment. Julie is passionate about building up and building out the Sustainable & Socially Responsible Investing Legion to welcome and nurture the demand from generation X, Y and Z.   

Julie grew up on a small island in Alaska where she forged an unbreakable connection to and respect for nature that has since shaped her life, art, and work.

As a patron of the Arts and Environmental Conservation, Julie is also an avid volunteer who has provided services and support to a variety of exciting local and regional organizations and events. Julie has earned the designations, CSRIC®, Chartered SRI Counselor™, Fundamentals of Sustainability Accounting Credential, SASB FSA Credential Holder, GRI Certified Sustainability Professional and is a member of the US-SIF-Sustainable Investment Forum. Julie is also a member of the Cherokee Nation.