Allan has over 25 years of experience in the financial services industry. Allan is a retired Doctor of Chiropractic and holistic health care provider, was a pioneer and early adopter, using acupuncture, nutrition and herbs well before they were popular. Allan worked as a Doctor of Chiropractic in New Mexico from 1977 until 1997 when he moved to the Bay Area with his wife to specialize in Sustainable Responsible Stewardship and Impact Investing as a Certified Financial Planner.
You may think it's unusual to transition from health care to financial planning, but we see it as just another way to help you. So, we're still aligning people, just by focusing on your financial and overall health and to helping you make a difference with your money.
Our interest in sustainable responsible impact investing (SRI) started in the 60's realizing the power our investments can have to change the world. Ending Apartheid in South Africa was aided in large part by the SRI community and combined social justice divestment movement. September 2013 US-SIF The Impact of Sustainable and Responsible Investment report. So again pioneering in SRI before sustainability and green investing became buzzwords.
Allan was recipient of the "Keeper of the Flame" award from First Affirmative Financial Network in 2008-2009.
Starting to invest for my own retirement, friends started asking me for advice; plus health care changed significantly. Realizing how complex investing has become, and how critical the need for sound independent, and objective financial advice is, helped motivate me to study to become a CERTIFIED FINANCIAL PLANNER™ in 1992 and start helping others realize their financial goals and dreams while in alignment with their values.
Allan enjoys organic gardening, playing the blues harmonica, guitar, and mandolin. He also previously helped coordinate classes for at-risk youth in the Richmond area for Guitars Not Guns, and has offered pro-bono services for those who need a hand-up through the Financial Planning Association for many years.
Allan Moskowitz has earned the designations CERTIFIED FINANCIAL PLANNER, CFP®, licensee, and ACCREDITED INVESTMENT FIDUCIARY, AIF® , professional member of First Affirmative Financial Network (FAFN), member of the US-SIF-Social Investment Forum, and member of the Financial Planning Association (FPA)
Sarah Green, CFP® offers truly independent, fee-only impact investment management with old fashioned service. She brings joy and a fresh perspective to families, individuals and small businesses.
Sarah founded Transformative Wealth Management, LLC to help clients invest in climate solutions and portfolios that align investment strategy with long-term goals and beliefs for themselves and the world around us. She works with clients to invest in such a way that considers life purpose alongside traditional personal financial metrics (risk|comfort|needs) as well as holistic portfolio management (current allocation|legacy assets|tax mindful strategies). She offers insight and investment in companies that choose to do less harm and innovate stewardship of the planet.
For more than fifteen years, Sarah has helped clients invest wisely. She first served clients at a boutique investment shop in Oakland and then built her own business at a collectively-owned firm in San Francisco where her current business partner, Allan, also worked. Sarah and Allan first met at the Financial Planning Association annual meeting more than a decade earlier. They connected again several times when giving pro-bono advice in Oakland, CA in partnership with the FPA. Inspired by their passion for environmentally aligned investments, the transformative power of money in people’s lives as well as growing corporate interest and how it impacts sustainable life on earth, Sarah and Allan joined forces to found Transformative Wealth Management, LCC in 2016. Together they offer a unique framework to create change in the world by helping people invest in communities and engage corporations for the common good.
Sarah holds a Bachelor of Arts in Spanish from Indiana University (1997), a certificate in Personal Financial Planning from the UC Berkeley extension program (2006), and CFP® certification (2007).
Sarah enjoys yoga, gardening, and spending time with her family: exploring the woods, urban homesteading, travelling, or simply passing time together.